Advertising Disclosure Debit Card Comparison - August 2025
5 Best Debit Card In the UK
Our rankings are cleverly generated from the algorithmic analysis of thousands of customer reviews about products, brands, merchant’s customer service levels, popularity trends, and more. The rankings reflect our opinion and should be a good starting point for shopping. By purchasing the products we rank, you’ll get the lowest price we found while we may receive a commission at no cost to you, which will help us continue to provide you with value.
Our Top 3 Picks
Here are the top 3 recommended products with more information to help you find the right product for you9.8
1SUMUPSumUp Air mobile card terminal for contactless payments with Credit & Debit Card, Apple & Google Pay - NFC RFID practical money card reader
Why we love it
No fixed costs or contracts.
Accepts all major payment methods.
Fast payout in 1-3 days.
Main highlights- MOBILE: Connect the SumUp Air to your phone via Bluetooth and accept payments wherever you are. The SumUp Air works in conjunction with the free SumUp Mobile App and the web dashboard, which take over the entire organization for you.
- FULL TRANSPARENCY - No fixed costs or contractual obligations with the SumUp card reader. Only pay 1.69% per transaction.
- FAST PAYOUT - Get your money directly in your bank account in just 1-3 working days. No hassle, 100% online, no cumbersome rebooking, you get what you deserve.
- EASY TO USE - Process up to 500 transactions on a single charge. Use WiFi or mobile data on your smartphone. English customer service answers all questions.
- ACCEPT ALL PAYMENTS - Your customers can pay contactlessly or with a chip and PIN. All debit cards (Maestro, VPAY), credit cards (Visa, Mastercard, American Express, Diners Club, Discover, Union Pay) and even Google and Apple Pay are accepted
9.6
2SUMUP50% OffSumUp Air Bundle - Air Card Reader & Charging Station - contactless payments with Credit & Debit Card.
Why we love it
No monthly fees or contracts.
Quick and easy Bluetooth setup.
Includes charging station.
Main highlights- Simple, lightweight and portable card reader
- Pair it with your smartphone or tablet via Bluetooth to accept payments easily
- No monthly fees. No contractual obligations. Pay only per transaction
- Includes a charging station to keep your device always charged
- 100% online, fast payouts
9.5
3SquareSquare Terminal - Card reader for accepting Contactless, Chip & PIN, Debit Cards, and Credit Cards - Take payments, print receipts, and run your business - UK Version
Why we love it
No hidden fees or long-term commitments.
Works offline for up to 24 hours.
Fast fund transfer to your bank account.
Main highlights- Use it cordlessly with a built-in battery that’s designed to last all day.
- Pay a flat rate for every contactless or chip and PIN transaction. No hidden fees or long-term commitments.
- Manage your items and take payments quickly and easily with free, pre-installed software.
- Get your money as soon as the next working day.
- Accept all major cards at 1.75% per contactless or chip + PIN transaction and get funds in your bank account as soon as the next business day or instantly for a fee. Plus, with Offline Mode, you can still take chip + PIN, Apple Pay and Google Pay payments, even when your Wi-Fi is down (for up to 24 hours).
Our ranking system
The TopChoice.co.uk Team selects top-of-the-line items from a wide selection and conducts rigorous evaluations on almost all the products available on the internet. We rank each product based on how well it matches our criteria.We can ensure that the product is well-tested with the help of our expertise, experts, and artificial intelligence technology. TopChoice.co.uk requires consistent care for the products we review, ensuring that our assessments are always accurate and up to date.
Features
Our team of experts analyzes key attributes, capabilities, significance, and many more depending on the type of product to determine its effectiveness.Consumer Reviews
We ensure an evaluation of the ratings using references all over the internet for each product. With the help of our AI technology and professional review teams, we give weight to the worth of individual user experiences.Popularity
Popularity is an important criterion in choosing a product. Several factors contribute to the popularity of the products on our site, including prestige, relevance, reputation, news, and more.Value for money
TopChoice.co.uk compares product attributes to price, examines tech specs, ratings and reviews, and more.When compared to other criteria, does the pricing seem reasonable? In order to provide genuine value for money, our team must answer that question with advanced calculations.
Value for money
TopChoice.co.uk compares product attributes to price, examines tech specs, ratings and reviews, and more.When compared to other criteria, does the pricing seem reasonable? In order to provide genuine value for money, our team must answer that question with advanced calculations.